Leave your feedback Share Copy URL https://gographicsoutput.com/video/eIwIDLPUAMI.html Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Martin Lewis: How to pay less (or no) tax on your savings – legally [9ahKO3I5hhS] Health Updated on August 06, 2026 EDT — Published on August 06, 2026 EDT Think you’re not paying tax on your savings interest? You might be — and you might not need to. Martin Lewis explains how savings tax really works, including when you do and don’t pay tax on savings interest, how much you can earn tax-free, and which groups benefit most from the personal savings allowance and the lesser-known starting savings rate. For full savings guides, including the latest best buys and step-by-step breakdowns, check out the MoneySavingExpert guides Martin mentions in the video are below: Top cash ISAs: Top savings accounts: Starting rate for savings: Are Premium Bonds worth it: 00:00 Martin's savings briefing intro 00:38 Basic-rate taxpayer? 02:00 Higher-rate taxpayer? 02:19 Top-rate taxpayer? 02:30 How do you pay savings tax? 03:15 Protect yourself with a cash ISA 04:47 Premium Bonds 05:42 Non-taxpayer/low earner? 06:27 How the starting savings rate works 07:20 What does it mean in practice? B9n7Q0bsSQp ErNLoHSdvhz A1zigyiO6VE zvyNHS2NRo9 quYQHCzFpvP
Think you’re not paying tax on your savings interest? You might be — and you might not need to. Martin Lewis explains how savings tax really works, including when you do and don’t pay tax on savings interest, how much you can earn tax-free, and which groups benefit most from the personal savings allowance and the lesser-known starting savings rate. For full savings guides, including the latest best buys and step-by-step breakdowns, check out the MoneySavingExpert guides Martin mentions in the video are below: Top cash ISAs: Top savings accounts: Starting rate for savings: Are Premium Bonds worth it: 00:00 Martin's savings briefing intro 00:38 Basic-rate taxpayer? 02:00 Higher-rate taxpayer? 02:19 Top-rate taxpayer? 02:30 How do you pay savings tax? 03:15 Protect yourself with a cash ISA 04:47 Premium Bonds 05:42 Non-taxpayer/low earner? 06:27 How the starting savings rate works 07:20 What does it mean in practice? B9n7Q0bsSQp ErNLoHSdvhz A1zigyiO6VE zvyNHS2NRo9 quYQHCzFpvP