Leave your feedback Share Copy URL https://gographicsoutput.com/video/8RNXTjijGr7.html Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Martin Lewis: How to pay less (or no) tax on your savings – legally [YJu8BUpJnXA] Health Updated on August 07, 2026 EDT — Published on August 07, 2026 EDT Think you’re not paying tax on your savings interest? You might be — and you might not need to. Martin Lewis explains how savings tax really works, including when you do and don’t pay tax on savings interest, how much you can earn tax-free, and which groups benefit most from the personal savings allowance and the lesser-known starting savings rate. For full savings guides, including the latest best buys and step-by-step breakdowns, check out the MoneySavingExpert guides Martin mentions in the video are below: Top cash ISAs: Top savings accounts: Starting rate for savings: Are Premium Bonds worth it: 00:00 Martin's savings briefing intro 00:38 Basic-rate taxpayer? 02:00 Higher-rate taxpayer? 02:19 Top-rate taxpayer? 02:30 How do you pay savings tax? 03:15 Protect yourself with a cash ISA 04:47 Premium Bonds 05:42 Non-taxpayer/low earner? 06:27 How the starting savings rate works 07:20 What does it mean in practice? U5AAQ9CaGot Ffa99oX5tK3 U33enYXEEG0 RQP8vvyeObW 8cXsuZk7Lsa xJQJUWItunz
Think you’re not paying tax on your savings interest? You might be — and you might not need to. Martin Lewis explains how savings tax really works, including when you do and don’t pay tax on savings interest, how much you can earn tax-free, and which groups benefit most from the personal savings allowance and the lesser-known starting savings rate. For full savings guides, including the latest best buys and step-by-step breakdowns, check out the MoneySavingExpert guides Martin mentions in the video are below: Top cash ISAs: Top savings accounts: Starting rate for savings: Are Premium Bonds worth it: 00:00 Martin's savings briefing intro 00:38 Basic-rate taxpayer? 02:00 Higher-rate taxpayer? 02:19 Top-rate taxpayer? 02:30 How do you pay savings tax? 03:15 Protect yourself with a cash ISA 04:47 Premium Bonds 05:42 Non-taxpayer/low earner? 06:27 How the starting savings rate works 07:20 What does it mean in practice? U5AAQ9CaGot Ffa99oX5tK3 U33enYXEEG0 RQP8vvyeObW 8cXsuZk7Lsa xJQJUWItunz